Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$93,998$93,998$468,000
Remaining term (yrs)28.028.030.0
Secondary amount$0$374,002$0
Funding fee$470$470$0
Note rate6.080%6.080%7.400%
Blended rate6.080%7.415%7.640%
1st payment$581.65$581.65$3,240.34
2nd payment$0.00$2,415.43$0.00
Taxes / mo$110.00$110.00$110.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.60
HOA / mo$0.00$0.00$0.00
Total monthly$858.31$3,273.74$3,610.60
Cash to close$426,002$52,000$52,000