Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$249,032$249,032$269,955
Remaining term (yrs)26.426.430.0
Secondary amount$0$35,920$0
Funding fee$1,245$1,245$0
Note rate6.130%6.130%7.400%
Blended rate6.130%6.854%7.640%
1st payment$1,585.89$1,585.89$1,869.11
2nd payment$0.00$355.46$0.00
Taxes / mo$173.58$173.58$173.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.99
HOA / mo$0.00$0.00$0.00
Total monthly$1,909.47$2,264.93$2,246.69
Cash to close$50,918$14,998$29,995