Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$318,378$314,910
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.860%7.400%
Blended rate7.410%7.640%
1st payment$2,132.36$2,180.37
2nd payment$0.00$0.00
Taxes / mo$115.92$115.92
Insurance / mo$150.00$150.00
MI / mo$149.00$62.98
HOA / mo$45.00$45.00
Total monthly$2,592.28$2,554.27
Cash to close$31,522$34,990