Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$436,580$420,435
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$2,183$0
Note rate6.610%7.400%
Blended rate6.610%7.640%
1st payment$2,876.94$2,911.01
2nd payment$0.00$0.00
Taxes / mo$78.17$78.17
Insurance / mo$166.67$166.67
MI / mo$0.00$84.09
HOA / mo$16.67$16.67
Total monthly$3,138.44$3,256.60
Cash to close$30,570$46,715