Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$683,827$629,910
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$3,419$0
Note rate6.580%7.400%
Blended rate6.580%7.640%
1st payment$4,411.04$4,361.37
2nd payment$0.00$0.00
Taxes / mo$142.17$142.17
Insurance / mo$166.67$166.67
MI / mo$0.00$125.98
HOA / mo$100.00$100.00
Total monthly$4,819.88$4,896.18
Cash to close$16,073$69,990