Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$222,967$222,967$351,000
Remaining term (yrs)26.426.430.0
Secondary amount$0$128,033$0
Funding fee$1,115$1,115$0
Note rate6.730%6.730%7.320%
Blended rate6.730%7.193%7.560%
1st payment$1,502.89$1,502.89$2,411.13
2nd payment$0.00$853.55$0.00
Taxes / mo$237.00$237.00$237.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.20
HOA / mo$35.00$35.00$35.00
Total monthly$1,924.89$2,778.44$2,903.33
Cash to close$167,033$39,000$39,000