Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$402,311$391,410
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$2,012$0
Note rate6.940%7.400%
Blended rate6.940%7.640%
1st payment$2,731.71$2,710.04
2nd payment$0.00$0.00
Taxes / mo$124.67$124.67
Insurance / mo$150.00$150.00
MI / mo$0.00$78.28
HOA / mo$0.00$0.00
Total monthly$3,006.38$3,062.99
Cash to close$32,589$43,490