Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$257,897$257,897$449,010
Remaining term (yrs)24.424.430.0
Secondary amount$0$191,113$0
Funding fee$1,289$1,289$0
Note rate2.770%2.770%7.400%
Blended rate2.770%4.996%7.640%
1st payment$1,206.38$1,206.38$3,108.85
2nd payment$0.00$1,274.08$0.00
Taxes / mo$208.58$208.58$208.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,581.63$2,855.71$3,573.91
Cash to close$241,003$49,890$49,890