Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$359,651$346,500
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$1,798$0
Note rate6.540%7.400%
Blended rate6.540%7.640%
1st payment$2,377.75$2,399.10
2nd payment$0.00$0.00
Taxes / mo$171.33$171.33
Insurance / mo$150.00$150.00
MI / mo$0.00$69.30
HOA / mo$0.00$0.00
Total monthly$2,699.08$2,789.73
Cash to close$25,349$38,500