Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$246,887$233,100
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$1,234$0
Note rate6.770%7.400%
Blended rate6.770%7.640%
1st payment$1,652.45$1,613.94
2nd payment$0.00$0.00
Taxes / mo$158.08$158.08
Insurance / mo$150.00$150.00
MI / mo$0.00$46.62
HOA / mo$0.00$0.00
Total monthly$1,960.53$1,968.64
Cash to close$12,113$25,900