Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$410,661$400,500
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,053$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$2,622.45$2,751.16
2nd payment$0.00$0.00
Taxes / mo$49.17$49.17
Insurance / mo$150.00$150.00
MI / mo$0.00$80.10
HOA / mo$0.00$0.00
Total monthly$2,821.62$3,030.42
Cash to close$34,339$44,500