Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$372,438$372,438$448,650
Remaining term (yrs)28.128.130.0
Secondary amount$0$76,212$0
Funding fee$1,862$1,862$0
Note rate6.540%6.540%7.320%
Blended rate6.540%6.958%7.560%
1st payment$2,411.86$2,411.86$3,081.91
2nd payment$0.00$571.59$0.00
Taxes / mo$285.67$285.67$285.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.73
HOA / mo$2.08$2.08$2.08
Total monthly$2,866.28$3,437.87$3,626.06
Cash to close$126,062$49,850$49,850