Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$269,012$269,012$342,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$72,988$0
Funding fee$1,345$1,345$0
Note rate3.110%3.110%7.320%
Blended rate3.110%4.367%7.560%
1st payment$1,282.68$1,282.68$2,349.30
2nd payment$0.00$547.41$0.00
Taxes / mo$51.25$51.25$51.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,483.93$2,031.34$2,618.95
Cash to close$110,988$38,000$38,000