Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$313,299$313,299$719,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$406,611$0
Funding fee$1,566$1,566$0
Note rate2.250%2.250%7.320%
Blended rate2.250%5.356%7.560%
1st payment$1,359.65$1,359.65$4,945.28
2nd payment$0.00$2,626.03$0.00
Taxes / mo$214.08$214.08$214.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.98
HOA / mo$150.00$150.00$150.00
Total monthly$1,940.40$4,566.43$5,670.01
Cash to close$486,601$79,990$79,990