Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$336,376$341,100
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$1,682$0
Note rate4.980%7.320%
Blended rate4.980%7.560%
1st payment$1,930.71$2,343.12
2nd payment$0.00$0.00
Taxes / mo$190.67$190.67
Insurance / mo$150.00$150.00
MI / mo$0.00$68.22
HOA / mo$0.00$0.00
Total monthly$2,271.38$2,752.01
Cash to close$42,624$37,900