Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$250,804$250,804$290,599
Remaining term (yrs)27.327.330.0
Secondary amount$0$39,795$0
Funding fee$1,254$1,254$0
Note rate6.600%6.600%7.320%
Blended rate6.600%6.929%7.560%
1st payment$1,649.34$1,649.34$1,996.21
2nd payment$0.00$298.46$0.00
Taxes / mo$221.17$221.17$221.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.12
HOA / mo$28.83$28.83$28.83
Total monthly$2,049.33$2,347.80$2,454.33
Cash to close$72,084$32,289$32,289