Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$574,004$549,000
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$2,870$0
Note rate6.870%7.320%
Blended rate6.870%7.560%
1st payment$3,867.34$3,771.25
2nd payment$0.00$0.00
Taxes / mo$354.58$354.58
Insurance / mo$166.67$166.67
MI / mo$0.00$109.80
HOA / mo$42.00$42.00
Total monthly$4,430.59$4,444.30
Cash to close$35,996$61,000