Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$686,955$625,500
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.430%7.400%
Blended rate6.980%7.640%
1st payment$4,488.32$4,330.84
2nd payment$0.00$0.00
Taxes / mo$427.17$427.17
Insurance / mo$166.67$166.67
MI / mo$327.85$125.10
HOA / mo$0.00$0.00
Total monthly$5,410.00$5,049.77
Cash to close$8,045$69,500