Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$223,334$223,334$305,910
Remaining term (yrs)25.225.230.0
Secondary amount$0$82,576$0
Funding fee$1,117$1,117$0
Note rate2.800%2.800%7.400%
Blended rate2.800%4.474%7.640%
1st payment$1,026.58$1,026.58$2,118.06
2nd payment$0.00$619.32$0.00
Taxes / mo$137.17$137.17$137.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,313.75$1,933.06$2,466.41
Cash to close$116,566$33,990$33,990