Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$504,430$467,100
Remaining term (yrs)29.730.0
Secondary amount$0$0
Funding fee$2,522$0
Note rate6.470%7.400%
Blended rate6.470%7.640%
1st payment$3,184.20$3,234.11
2nd payment$0.00$0.00
Taxes / mo$76.17$76.17
Insurance / mo$166.67$166.67
MI / mo$0.00$93.42
HOA / mo$0.00$0.00
Total monthly$3,427.04$3,570.36
Cash to close$14,570$51,900