Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,231$355,410
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$1,881$0
Note rate6.960%7.400%
Blended rate6.960%7.640%
1st payment$2,532.55$2,460.79
2nd payment$0.00$0.00
Taxes / mo$157.33$157.33
Insurance / mo$150.00$150.00
MI / mo$0.00$71.08
HOA / mo$200.00$200.00
Total monthly$3,039.89$3,039.20
Cash to close$18,669$39,490