Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$340,993$327,600
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$1,705$0
Note rate6.600%7.320%
Blended rate6.600%7.560%
1st payment$2,242.43$2,250.38
2nd payment$0.00$0.00
Taxes / mo$210.17$210.17
Insurance / mo$150.00$150.00
MI / mo$0.00$65.52
HOA / mo$75.00$75.00
Total monthly$2,677.60$2,751.07
Cash to close$23,007$36,400