Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$281,812$278,100
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.220%7.400%
Blended rate7.770%7.640%
1st payment$1,959.87$1,925.51
2nd payment$0.00$0.00
Taxes / mo$116.42$116.42
Insurance / mo$150.00$150.00
MI / mo$132.07$55.62
HOA / mo$0.00$0.00
Total monthly$2,358.36$2,247.54
Cash to close$27,188$30,900