Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$261,071$252,900
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$1,305$0
Note rate6.710%7.320%
Blended rate6.710%7.560%
1st payment$1,748.54$1,737.25
2nd payment$0.00$0.00
Taxes / mo$168.08$168.08
Insurance / mo$150.00$150.00
MI / mo$0.00$50.58
HOA / mo$0.00$0.00
Total monthly$2,066.63$2,105.91
Cash to close$19,929$28,100