Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$446,250$432,000
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$2,231$0
Note rate6.490%7.400%
Blended rate6.490%7.640%
1st payment$2,919.25$2,991.08
2nd payment$0.00$0.00
Taxes / mo$294.67$294.67
Insurance / mo$166.67$166.67
MI / mo$0.00$86.40
HOA / mo$0.00$0.00
Total monthly$3,380.59$3,538.81
Cash to close$33,750$48,000