Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$449,429$449,429$463,410
Remaining term (yrs)20.720.730.0
Secondary amount$0$39,726$0
Funding fee$2,247$2,247$0
Note rate5.090%5.090%7.400%
Blended rate5.090%5.641%7.640%
1st payment$2,919.74$2,919.74$3,208.56
2nd payment$0.00$393.12$0.00
Taxes / mo$218.08$218.08$218.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.68
HOA / mo$20.00$20.00$20.00
Total monthly$3,324.49$3,717.61$3,705.99
Cash to close$65,471$25,745$51,490