Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$283,973$269,910
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$1,420$0
Note rate5.625%7.320%
Blended rate5.625%7.560%
1st payment$1,719.84$1,854.09
2nd payment$0.00$0.00
Taxes / mo$212.08$212.08
Insurance / mo$150.00$150.00
MI / mo$0.00$53.98
HOA / mo$225.00$225.00
Total monthly$2,306.92$2,495.16
Cash to close$15,927$29,990