Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$223,833$220,410
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.720%7.320%
Blended rate7.270%7.560%
1st payment$1,474.26$1,514.06
2nd payment$0.00$0.00
Taxes / mo$34.08$34.08
Insurance / mo$150.00$150.00
MI / mo$104.50$44.08
HOA / mo$0.00$0.00
Total monthly$1,762.84$1,742.23
Cash to close$21,067$24,490