Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$312,120$301,500
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$1,561$0
Note rate6.430%7.400%
Blended rate6.430%7.640%
1st payment$2,039.28$2,087.53
2nd payment$0.00$0.00
Taxes / mo$155.17$155.17
Insurance / mo$150.00$150.00
MI / mo$0.00$60.30
HOA / mo$0.00$0.00
Total monthly$2,344.45$2,452.99
Cash to close$22,880$33,500