Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$655,775$655,775$715,491
Remaining term (yrs)27.427.430.0
Secondary amount$0$59,716$0
Funding fee$3,279$3,279$0
Note rate6.740%6.740%7.400%
Blended rate6.740%6.929%7.640%
1st payment$4,367.29$4,367.29$4,953.92
2nd payment$0.00$447.87$0.00
Taxes / mo$248.58$248.58$248.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.10
HOA / mo$87.00$87.00$87.00
Total monthly$4,919.54$5,367.41$5,649.26
Cash to close$139,215$79,499$79,499