Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$239,733$246,600
Remaining term (yrs)26.030.0
Secondary amount$0$0
Funding fee$1,199$0
Note rate6.290%7.400%
Blended rate6.290%7.640%
1st payment$1,558.42$1,707.41
2nd payment$0.00$0.00
Taxes / mo$115.92$115.92
Insurance / mo$150.00$150.00
MI / mo$0.00$49.32
HOA / mo$0.00$0.00
Total monthly$1,824.34$2,022.65
Cash to close$34,267$27,400