Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$221,151$220,499
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$1,106$0
Note rate5.780%7.400%
Blended rate5.780%7.640%
1st payment$1,375.29$1,526.69
2nd payment$0.00$0.00
Taxes / mo$147.25$147.25
Insurance / mo$150.00$150.00
MI / mo$0.00$44.10
HOA / mo$0.00$0.00
Total monthly$1,672.54$1,868.04
Cash to close$23,848$24,500