Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$284,887$276,300
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$1,424$0
Note rate6.090%7.320%
Blended rate6.090%7.560%
1st payment$1,764.64$1,897.99
2nd payment$0.00$0.00
Taxes / mo$165.58$165.58
Insurance / mo$150.00$150.00
MI / mo$0.00$55.26
HOA / mo$160.00$160.00
Total monthly$2,240.22$2,428.83
Cash to close$22,113$30,700