Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$192,235$192,235$247,410
Remaining term (yrs)25.125.130.0
Secondary amount$0$55,175$0
Funding fee$961$961$0
Note rate3.090%3.090%7.320%
Blended rate3.090%4.408%7.560%
1st payment$914.58$914.58$1,699.54
2nd payment$0.00$413.81$0.00
Taxes / mo$157.83$157.83$157.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,222.41$1,636.23$2,056.85
Cash to close$82,665$27,490$27,490