Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$250,650$250,650$377,550
Remaining term (yrs)22.622.630.0
Secondary amount$0$126,900$0
Funding fee$1,253$1,253$0
Note rate4.140%4.140%7.320%
Blended rate4.140%5.437%7.560%
1st payment$1,418.86$1,418.86$2,593.51
2nd payment$0.00$846.00$0.00
Taxes / mo$195.25$195.25$195.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.51
HOA / mo$37.00$37.00$37.00
Total monthly$1,801.11$2,647.11$3,051.27
Cash to close$168,850$41,950$41,950