Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$650,031$650,031$710,910
Remaining term (yrs)25.725.730.0
Secondary amount$0$60,879$0
Funding fee$3,250$3,250$0
Note rate5.230%5.230%7.400%
Blended rate5.230%5.553%7.640%
1st payment$3,827.01$3,827.01$4,922.20
2nd payment$0.00$456.59$0.00
Taxes / mo$344.25$344.25$344.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$142.18
HOA / mo$10.00$10.00$10.00
Total monthly$4,397.92$4,854.51$5,635.30
Cash to close$139,869$78,990$78,990