Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$445,433$445,433$944,991
Remaining term (yrs)28.628.630.0
Secondary amount$0$499,558$0
Funding fee$2,227$2,227$0
Note rate6.820%6.820%7.320%
Blended rate6.820%7.312%7.560%
1st payment$2,948.92$2,948.92$6,491.43
2nd payment$0.00$3,226.31$0.00
Taxes / mo$152.58$152.58$152.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$189.00
HOA / mo$115.00$115.00$115.00
Total monthly$3,433.17$6,659.49$7,164.68
Cash to close$604,557$104,999$104,999