Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$276,300$260,910
Remaining term (yrs)26.030.0
Secondary amount$0$0
Funding fee$1,382$0
Note rate5.890%7.400%
Blended rate5.890%7.640%
1st payment$1,727.45$1,806.49
2nd payment$0.00$0.00
Taxes / mo$126.67$126.67
Insurance / mo$150.00$150.00
MI / mo$0.00$52.18
HOA / mo$35.00$35.00
Total monthly$2,039.12$2,170.34
Cash to close$13,600$28,990