Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$136,824$136,824$220,500
Remaining term (yrs)27.727.730.0
Secondary amount$0$83,676$0
Funding fee$684$684$0
Note rate7.060%7.060%7.400%
Blended rate7.060%7.796%7.640%
1st payment$937.07$937.07$1,526.70
2nd payment$0.00$627.57$0.00
Taxes / mo$80.50$80.50$80.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,167.57$1,795.14$1,801.30
Cash to close$108,176$24,500$24,500