Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$153,394$163,800
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$767$0
Note rate5.220%7.400%
Blended rate5.220%7.640%
1st payment$900.81$1,134.12
2nd payment$0.00$0.00
Taxes / mo$104.58$104.58
Insurance / mo$150.00$150.00
MI / mo$0.00$32.76
HOA / mo$0.00$0.00
Total monthly$1,155.39$1,421.46
Cash to close$28,606$18,200