Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$421,474$420,750
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.880%7.400%
Blended rate7.430%7.640%
1st payment$2,839.57$2,913.19
2nd payment$0.00$0.00
Taxes / mo$152.33$152.33
Insurance / mo$166.67$166.67
MI / mo$198.01$84.15
HOA / mo$100.00$100.00
Total monthly$3,456.59$3,416.34
Cash to close$46,026$46,750