Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$230,344$215,999
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$1,152$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$1,487.26$1,495.53
2nd payment$0.00$0.00
Taxes / mo$144.08$144.08
Insurance / mo$150.00$150.00
MI / mo$0.00$43.20
HOA / mo$0.00$0.00
Total monthly$1,781.34$1,832.82
Cash to close$9,655$24,000