Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$469,584$422,100
Remaining term (yrs)29.830.0
Secondary amount$0$0
Funding fee$2,348$0
Note rate6.430%7.400%
Blended rate6.430%7.640%
1st payment$2,949.21$2,922.54
2nd payment$0.00$0.00
Taxes / mo$390.83$390.83
Insurance / mo$166.67$166.67
MI / mo$0.00$84.42
HOA / mo$83.33$83.33
Total monthly$3,590.04$3,647.79
Cash to close$0$46,900