Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$262,416$259,110
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$1,312$0
Note rate6.660%7.400%
Blended rate6.660%7.640%
1st payment$1,739.57$1,794.03
2nd payment$0.00$0.00
Taxes / mo$167.75$167.75
Insurance / mo$150.00$150.00
MI / mo$0.00$51.82
HOA / mo$0.00$0.00
Total monthly$2,057.32$2,163.60
Cash to close$25,484$28,790