Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$319,172$319,500
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$1,596$0
Note rate6.730%7.400%
Blended rate6.730%7.640%
1st payment$2,148.93$2,212.15
2nd payment$0.00$0.00
Taxes / mo$93.83$93.83
Insurance / mo$150.00$150.00
MI / mo$0.00$63.90
HOA / mo$0.00$0.00
Total monthly$2,392.77$2,519.89
Cash to close$35,828$35,500