Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$76,802$76,802$238,500
Remaining term (yrs)26.526.530.0
Secondary amount$0$161,698$0
Funding fee$384$384$0
Note rate6.540%6.540%7.320%
Blended rate6.540%7.530%7.560%
1st payment$507.76$507.76$1,638.33
2nd payment$0.00$1,077.98$0.00
Taxes / mo$52.58$52.58$52.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$47.70
HOA / mo$0.00$0.00$0.00
Total monthly$710.34$1,788.33$1,888.61
Cash to close$188,198$26,500$26,500