Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$144,732$144,732$247,436
Remaining term (yrs)24.724.730.0
Secondary amount$0$102,705$0
Funding fee$724$724$0
Note rate2.950%2.950%7.320%
Blended rate2.950%5.046%7.560%
1st payment$685.68$685.68$1,699.71
2nd payment$0.00$684.70$0.00
Taxes / mo$62.33$62.33$62.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.49
HOA / mo$0.00$0.00$0.00
Total monthly$898.01$1,582.71$1,961.53
Cash to close$130,197$27,493$27,493