Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$566,167$566,167$576,000
Remaining term (yrs)27.227.230.0
Secondary amount$0$41,833$0
Funding fee$2,831$2,831$0
Note rate7.500%7.500%7.400%
Blended rate7.500%7.801%7.640%
1st payment$4,065.23$4,065.23$3,988.11
2nd payment$0.00$413.97$0.00
Taxes / mo$310.58$310.58$310.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.20
HOA / mo$0.00$0.00$0.00
Total monthly$4,542.48$4,956.45$4,580.56
Cash to close$73,833$32,000$64,000