Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$118,636$118,636$459,000
Remaining term (yrs)19.519.530.0
Secondary amount$0$340,364$0
Funding fee$593$593$0
Note rate3.680%3.680%7.320%
Blended rate3.680%6.698%7.560%
1st payment$707.09$707.09$3,153.01
2nd payment$0.00$2,198.18$0.00
Taxes / mo$50.75$50.75$50.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$0.00$0.00$0.00
Total monthly$924.51$3,122.69$3,462.23
Cash to close$391,364$51,000$51,000