Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$214,530$214,530$332,100
Remaining term (yrs)24.424.430.0
Secondary amount$0$117,570$0
Funding fee$1,073$1,073$0
Note rate2.650%2.650%7.320%
Blended rate2.650%4.544%7.560%
1st payment$992.80$992.80$2,281.30
2nd payment$0.00$783.80$0.00
Taxes / mo$233.17$233.17$233.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.42
HOA / mo$0.00$0.00$0.00
Total monthly$1,375.97$2,159.77$2,730.88
Cash to close$154,470$36,900$36,900